Benefit Guide

Important Highlights

We are pleased to announce there will be NO CHANGES to plan designs or employee contributions for the Medical, Dental and Vision insurance
this year.

This year we will be conducting a PASSIVE annual enrollment, which means that if you don’t take action during this year’s annual enrollment period your coverage will AUTOMATICALLY BE ENROLLED into the same benefits for the new plan year. This includes your old Colonial benefits as you will automatically be enrolled into the corresponding new coverage with CHUBB.

This year there is a 5% increase in dental rates for both the high and low plans, all other benefits are staying the same for the 2025 plan year.

Medical

Click here for a comprehensive overview of your medical plans.

Dental

Help you plan and budget for the costs of dental care.

Vision

Offset your costs for routine eye exams, glasses, contact lenses.

Hospital Indemnity

Pays a cash benefit for hospital confinements directly to you unless assigned.

Short-Term Disability

Get paid a portion of your income if you are injured or sick, while you our out from work.

Long-Term Disability

Provides a benefit for long term disability resulting from a covered injury or sickness.

Life and AD&D

Pays a benefit directly to any beneficiaries you choose, such as your spouse, partner, children or other loved ones.

Cancer Advocate Plus

Enhanced employee health solution with confidential care, combining financial protection and advanced cancer support.

Accident

Helps with medical or other costs associated with a covered accident or injury that your health insurance may not cover.

Home & Auto

Safeguard your valuables, shield against personal liability, and ensures financial security, with 24/7 support.

Legal

Assistance with, home, real estate matters, estate planning, family planning and much more.

Identity Protection

An all-in-one, easy to use online security solution designed to protect the entire family.

Pet

Pet insurance helps to reimburse pet parents for covered unexpected veterinary expenses for their furry family members.

Critical Illness

Provides a lump-sum benefit payable directly to you to use as needed.

Employee Assistance

Short-term counseling, financial coaching, caregiving referrals and a wide range of well-being benefits.

Enroll In Your Benefits Online

Login to your benefits using your full SSN with no dashes.
Your Pin is the last 4 digits of you SSN and the last 2 digits of your birth year.  

If you have trouble logging into your benefits or have questions about the plans outlined here, call our dedicated enrollment call center at 786-375-5109 for assistance.
The call center is open between 9am-6pm EST, Monday – Friday.

Enroll Online